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Apply for PayPal Credit

If you have a PayPal Credit account, you can use it for purchases that qualify.

PayPal Credit is a PayPal service that gives you access to No Payments and No Interest if paid in full in 6 months on purchases of $99 or more.

It is a secure credit line you can use at checkout when you pay with your PayPal account and choose PayPal Credit. If you don't have a PayPal Credit account, you can apply for it during checkout by entering your birth date and the last 4 digits of your Social Security number. An approval decision is available in seconds.

The link below will guide you through the PayPal application process and any questions you have may have about applying for PayPal Credit, or linking your current PayPal Credit account to your PayPal account.  

If approved, you can link your PayPal credit to your PayPal account so the available credit will become a funding source for your purchase.

All PayPal Credit questions can be addressed to PayPal - 1-866-528-3733  or through the help section in your PayPal account.